My personal guide to making the home buying journey less stressful Buying my first home in the UK felt like a mix of excitement, confusion, and pure financial panic. Between house-hunting on Rightmove, comparing listings on Zoopla and OnTheMarket, and trying to make sense of UK mortgage deals, mortgage simulators, and every UK mortgage payment…
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Capital Gains Tax (CGT) is an essential aspect of property investment that applies when you sell a property for more than you paid for it. In the UK, this typically affects buy-to-let properties, second homes, or commercial real estate. The taxable gain is the profit after subtracting the original purchase price, improvement costs, and selling…
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Why You Should Consider Surveys and Valuations Before Buying a Property When purchasing a property, it’s easy to get swept up in the excitement of finding your ideal home or making a solid investment. However, one crucial step that should never be overlooked is conducting a thorough survey and valuation. What Are Surveys and Valuations?…
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How to Improve Your Credit Score Before Applying for a Mortgage. When it comes to securing a mortgage for your property, your credit score plays a pivotal role. A higher credit score not only increases your chances of loan approval but also helps you achieve better interest rates. What is a credit score? It’s a…
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There are several ways to increase the value of your property before putting it on the market, or before renting it out to someone. One effective strategy is to focus on curb appeal by making sure the exterior of your home looks inviting and well-maintained. First impressions are important. This can include giving your home…
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The sweet, fresh air and the warm sun peeking through the trees welcome you with the sound of birds chirping and occasionally interrupted by the passing tractor-trailer rumbling by. Moving to the countryside from the city offers more than just beautiful views and river-side walks. However, as with any life change, it’s essential to consider…
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Are you thinking of moving home? Everyone has their own reasons for wanting to move, whether to gain more space or be closer to family. With more people than ever working from home, spare bedrooms are being converted into home offices, and the need for extra room continues to grow. Some are upsizing due to…
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So you’ve just pulled the trigger on the perfect property in the ideal location; now, all there is left to do is move in. You’ve got a rough idea of where you would like things to go from your viewings and the property photos on the Summer Sky website. This is a significant first step…
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I spent a lot of time indoors during the major lockdown periods. Most of my days were spent working on hobbies and making small changes to my home. Shockingly, a survey in 2017 by Ribble Cycles concluded that in Britain alone, we spend an average of 92% of our day indoors. The places you spend…
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Commercial property, or else known as commercial real estate, is by definition purchased to make you a profit. Commercial property includes, but is certainly not limited to; offices, car parks, retail outlets and factories. There is a vast variety of different sizes, locations, functions, and classes. Due to this matter, it may be more difficult…
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